Private Clients is designed to enable your financial aspirations

No matter where you are in your professional journey – whether you’re a young professional starting out, established in your career, growing your own business, or well into your retirement – we want to offer you and your family a richer, more personalised banking experience. While Private Clients is ideally suited for individuals earning more than R750 000 a year, it’s open to everyone, regardless of your income.

Upgrade to Private Clients

Choose between a fixed monthly fee or a pay-as-you-use option that gives you access to a dedicated banker, tailored financing and investment options.

Cards

Private Bundle

An account with an optional credit card facility and overdraft, and all the private-banking perks.

Overview

R450 p/m

Cards

Private One

One account that pays you interest. One facility with a tailored interest rate, and up to 40 days interest-free credit.

Overview

R450 p/m

Cards

Private Pay-as-you-use

Pay for the transactions you use on the account that offers you a lower monthly maintenance fee.

Overview

R180 p/m

Tailored for young professionals

If you're younger than 30 and have a 4-year or honours degree, get fast-tracked into Private Clients at a 50% reduced monthly fee.

Cards

Private Bundle Young

A 50%-discounted offer with an optional credit card and overdraft facility for under-30s with a 4-year degree.

R225 p/m

Cards

Private One Young

A 50% discounted offer for under 30s with a 4-year degree. This account comes standard with a credit facility of your choice at a tailored interest rate.

R225 p/m

Travel perks

Rebates from 55 years

Get 30 to 50% back on your monthly service fee with a Private Bundle or Private One Account. All you need to do is maintain a monthly investment balance of R300 000 or more.

Qualifying investments: A 32Day Notice Account or on-demand or fixed-term investment. Every month you meet the criteria, the rebate will be credited into your account:

  • 30% back for those 55 to 64 years
  • 40% back for those 65 to 74 years
  • 50% back for those 75 years and over

What you get with a Private Clients account

Travel perks

A variety of travel perks

  • Unlimited access to Bidvest Premier airport lounges plus 4 lounge visits for your children per calendar year.
  • 10 free international airport lounge visits per year at over 1 300 DragonPass lounges for you and a guest. Guest visits count towards your free visits.
  • Automatic medical travel insurance if you buy your airline tickets with your Private Clients card.
  • Four Bidvest Premier airport lounge visits per calendar year for your children if they have a MiGoals4Kids Account.
  • A free secondary card for your spouse to ensure that they enjoy the same local and international airport lounge access.
  • Concierge services and exclusive hotel and car hire benefits.

Access to our latest promotions and offers

Looking for a great discount or deal? Have a look at our promotions and see why it pays to bank with us.

accepting offer by handshake

Foreign currency

Invest in up to 8 international currencies: US dollar , British pound sterling , euro, Australian dollar, Canadian dollar, Hong Kong dollar, Japanese yen and Israeli shekel.

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Tailored finance

Private Clients offers home loans of up to 100% for properties up to R7.5 million. First-time homebuyers can benefit from 109% loans of up to R5 million.

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Invest

Tailored investments

Choose from a variety of investments – from simple savings and money market accounts to unit trusts, share trading and other more complex investment types.

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Small Business Services

Choose the bank that's best for your small business. Our relationship bankers can help with your personal and business banking needs.

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Guide

The Essential Guide to Money Management

Understanding that people have different levels of financial knowledge and needs, this guide is designed to help you get what you need, when you need it.

Download
Guide

International banking and travel

Learn how to make and receive international payments, how to load a trip, buy or cash out currency, and order foreign banknotes. Apply for a foreign currency account and transact and invest internationally.

Download

Need more info? Talk to us.

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Download the Money app

A secure and convenient way to manage your money, apply for accounts and loans, and even buy gift and prepaid vouchers.

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