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General business insurance

General business insurance

Protect your business against everyday risks regardless of the type of business you are in.

  • Cover your business against loss of revenue due to business interruptions caused by certain events.
  • Get more specialised protection, such as cover for vehicles, goods in transit, public liability and personal accidents. 
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Protect your income

Protect your income

Business overheads insurance provides your business with a temporary source of income should a key person become disabled.

  • Receive a monthly amount to cover the salary overheads of key personnel.
  • Relieve your business from financial strain and protect its sustainability and future growth. 
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Third-party cover

Third-party cover

Protect your finances and business against any third-party claims with general liability insurance.

  • Be protected against the time-consuming and costly process of potential litigation.
  • Have cover for a wide range of claims, including public liability, product liability, employer's liability and more.
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Key person insurance

Key person insurance

Protect your business from any direct revenue loss should you lose a key person due to death, disablement or critical illness.

  • Access a guaranteed emergency fund, which ensures a stable cash flow.
  • Have a lump sum paid out, which can be used to cover recruitment costs, lost billable time or to supplement a loss in sales revenue.
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Business owner's insurance

Business owner's insurance

Ensure the continuity of your business in the event of one of the owners passing away, becoming disabled or falling critically ill.

  • Receive a lump sum paid out to the remaining co-owners, which they can use to purchase the share of the co-owner, removing any risk of business liquidation.
  • Keep your business running smoothly without having to bring the deceased owner's heirs into the business.
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Professional and directors liability cover

Professional and directors liability cover

Get cover to protect yourself from legal costs, whether you are a director or professional.

  • Professional liability insurance covers legal costs and expenses incurred in your defence, as well as any damages or costs that you may be liable for.
  • Director or officers liability insurance protects you if you are being sued in your personal capacity while serving as a director or officer.
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Contact Commercial Banking at 0860 555 333 for queries.