General insurance

Protect your business against everyday risks regardless of the type of business you are in.

• Cover your business against loss of revenue due to business interruptions caused by certain events.
• Get more specialised protection, such as cover for vehicles, goods in transit, public liability and personal accidents. 

Business overheads insurance provides your business with a temporary source of income should a key person become disabled.

• Receive a monthly amount to cover the salary overheads of key personnel.
• Relieve your business from financial strain and protect its sustainability and future growth. 

Protect your finances and business against any third-party claims with general liability insurance.

• Be protected against the time-consuming and costly process of potential litigation.
• Have cover for a wide range of claims, including public liability, product liability, employer's liability and more.

Protect your business from any direct revenue loss should you lose a key person due to death, disablement or critical illness.

• Access a guaranteed emergency fund, which ensures a stable cash flow.
• Have a lump sum paid out, which can be used to cover recruitment costs, lost billable time or to supplement a loss in sales revenue.

Ensure the continuity of your business in the event of one of the owners passing away, becoming disabled or falling critically ill.

• Receive a lump sum paid out to the remaining co-owners, which they can use to purchase the share of the co-owner, removing any risk of business liquidation.
• Keep your business running smoothly without having to bring the deceased owner's heirs into the business.

Get cover to protect yourself from legal costs, whether you are a director or professional.

• Professional liability insurance covers legal costs and expenses incurred in your defence, as well as any damages or costs that you may be liable for.
• Director or officers liability insurance protects you if you are being sued in your personal capacity while serving as a director or officer.